Happy New Year, everyone!! May this year be full of love, excitement and successes for you!
I was really looking forward to the beginning of this new year. The 2013 was not very nice to us. So many things have happened. Some I told you about, others - didn't. Some were not mine to tell... Or maybe, I was just too tired of complaining. Just writing this makes me too emotional. But hey, we are all together, have a roof over our head and food on the table, jobs we like, many blessings in life - life is beautiful!!
Still I'm quietly hoping for a little nicer year ahead :) This time I decided not to make any plans, goals or resolutions. We will take it slow, one month at a time, and hope for the best...
Like in January we joined Carla's No-Low Spend challenge to save some money towards the ER bill that we are yet to receive:) But it's not going to be pretty, so we want to be extra-careful with our finances. We are planning on staying low in most of the categories. I don't put a number on it (well, other than the grocery budget that we want to lower to below $250 again). We will just try to spend as little as possible while still living a normal life. One of the ways to save money is just to shop less, so another small challenge that
By the end of the month I would love for us to save at least $500. Obviously, everything medical or work related will be an exclusion from this challenge. I also have two more exclusions but I will tell you about it a little later :) But for that we already have some money set aside.
I'm excited for this challenge. It will be a good start to the New Year!
Do you have any goals/resolutions that you want to achieve in the next 12 months?