How's your Friday, everyone? Ready for the weekend??
I just realized the other day that I had a fully funded Christmas account by July of last year. I'm ashamed to say but I haven't really started working on it this time around. There are just too many other things on my mind or other expenses that constantly pop up. Well, I'm lying, we do set aside $20 every month that are taken out of our account automatically. But it's not much...
One thing we decided to do though is to take advantage of every single free penny we are getting. We then put it all into a newly born Christmas fund (or we know, it will eventually go there). I did some math this week and was actually pleasantly surprised. This is where our numbers are so far:
Regular Christmas account (automatic withdrawal) - $155.52 (had some leftovers from last year)
Credit card rewards points (accumulated from this and last year) - $156.70
Swagbucks - $20 in Amazon gift cards
My points - about two months away from a $50 gift card (if I go with Walmart or Amazon. I have enough points for gift cards for some other places already)
Blog income - $223 (took me a while to get here... Those ads really don't pay much...)
So total: $605.22. Not bad at all! Not where I would love to be at this point but way better than I imagined before. Now I just need to start working on some homemade gifts...
And some might say that it's more than enough for most of the families. But our gift giving usually includes a package my sister and I send back home every year, and the shipping alone is usually about $70-80....That, on top of at least 15 other gifts we are getting every year, and that's with a drawing... What can I say, we have a big family and lots of little children. I like to spoil them :)
Did you start your Christmas fund yet? Do you get any "free" money to go in it?